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The Scotia Momentum Visa Infinite Card is offering a significant 10% cash back on total purchases for the 3 first months and an annual fee waiver!

Scotia Momentum Visa Infinite Card offer rules

The Scotia Momentum Visa Infinite Card has a few conditions in order to qualify for the offer:

  1. You have to be a new customer with Scotia Momentum Visa Infinite credit card.

  2. You have to open Scotia Momentum Visa Infinite credit card account before February 28, 2021.

  3. You have to use the card to make purchases of $2,000 on eligible everyday spend such as groceries and recurring bills payments in order to earn 10% cash back.

  4. You have 3 months from account opening to reach the $2,000 spend requirement.

The annual fee of $120 is waived on the frst year as well.

How are the bonus and regular cash back credited?

The bonus cash back earned under the 10% cash back offer will be posted in your account up to 7 months after the account open date.

However, the regular cash back earned will be posted only in November. That’s a bit of an inconvenience, but is compensated by the generous 10% welcome offer.

Rewards earnings

The Scotia Momentum Visa Infinite Card wil reward you according to the categories it has set up:

4% on groceries & recurring bills

2% on gas & transit (Uber, transit pass)

1% on other eligible purchases

Note that 4% is the highest cash back bonus on groceries & bills in Canada. It also compliments the Scotiabank Passport which has no FX charges and free airport lounge access. Lounge membership is with Priority Pass.


You can save a few hundreds of dollars on your grocery bills in 2021. With no fee and 10% cashback on the first $2,000 this is an interesting option to add to your credit card roster.