RBC British Airways Visa Infinite
Canadians have one of the highest loyalty program enrollment rate in the world. With ubiquitous programs like Air Miles, Shoppers Optimum (Pharmaprix), CAA, Aeroplan, Canadian Tire Rewards and others Canadians are all over the place.
Some programs are more generous than others. But other factors will explain your choices such as income, spending habits and rewards redemption preferences.
If you like to redeem your points or miles towards airline tickets and hotel stays many programs offer that. However the RBC British Airways Visa Infinite has a few secrets very little people know about. Let me share them with you.
Signing-up for the credit card will get you a whopping 50,000 Avios in the three first months (15,000 sign-up Avios and an additional 25,000 Avios when you reach $5,000 in qualifying transactions and another 10,000 wen you renew the first year).
That’s more than enough for a London-Lisbon return ticket for family of four (2 adults, 1 infant & 1 baby):
In addition to the monthly spend on the credit card, one can easely reach 60,000 Avios at the end of the first year. That’s a lot of money on the table that can be used to subsidize your next vacations.
COMPANION TICKET eVOUCHER
I don’t know of another airline loyalty program that offers a companion redemption option like the RBC British Airways Visa Infinite does.
Members who reach the $30,000 spend level on their RBC British Airways Visa Infinite threshold will receive One Companion Award eVoucher. This eVoucher allows for the purchase of an award flight with a companion. Conditions do apply, the most important ones are that it only applies to British Airways flights (does not apply to AA, IB or FI) and has to originate from Canada. British Airways flies to and from Montreal, Toronto, Calgary and Vancouver. I wrote a detailed article on the companion ticket that may be challenging to use out of Canada.
Using the Companion Award eVoucher for a Calgary-Dubai return flight will save a member 58,500 Avios. It’s basically a 2-for-1 deal. The same redemption without an eVoucher would’ve cost the member 117,000 Avios.
DOUBLE AVIOS ON BRITISH AIRWAYS PURCHASES
Members will get 2 Avios per $1 CAD spent on British Airways and British Airways Holidays when the RBC British Airways Visa Infinite is used.
The miles are awarded on net purchases. Also, on November of each year British Airways will double points on any purchase with the credit card. That means quadruple points on BA bookings.
GET 10% OFF ON BRITISH AIRWAYS ONLY FARES
For me, this is the best perk of the credit card.
Members get an 10% discount on British Airways bookings. These have to be British Airways flights-only. So members have to make sure that there are no other partner carriers in the outbound and inbound flights. A promo-code must be typed. Every fall and winter, British Airways will send you the promotion offer with the code. See example below:
Pricing after applying promo code “CARDOFFERC”:
I’ve written a detailed article on the 10% discount with the RBC British Airways Visa card.
ONEWORLD PARTNER AIRLINES REWARDS
British Airways is part of the oneworld alliance. That means you can use your British Airways Avios on rewards flights American Airlines, Cathay Pacific, Finnair, Iberia, Japan Airlines, LATAM, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, S7 Airlines and SriLankan Airlines. There are some great redemption opportunities across the airlines network such as Tokyo to Doha in Business Class for $36.89 or fly across Japan for less than $4.
If you don’t have a monthly balance on your credit cards and your objective is to maximize points accrual for flight redemptions out of Canada to Europe, the Middle-East and Asia then the RBC British Airways Visa Infinite is your best bet.
What do you think? Do you have another credit card in mind that matches the perks of this one?
Let me know if you have questions, reach out at Amin On Miles Facebook page
Here is the Terms and conditions for more a more detailed read: